Retirement is a New Lifestyle – Not a Vacation
Are you longing for large unstructured stretches of time to do what you want? You can’t wait to spend all that free time once you’re retired. Maybe you want to travel, read books, learn...
Category: Preparing for Retirement
Plan to Retire in a Lower Tax Bracket
A few years before you retire, you’ll probably ask yourself if you’re on track to meet your retirement income goals. You’ve determined the amount of pre-tax income you’ll likely need and plugged the numbers...
Practice Retirement While You’re Still Working
Preparing for retirement is like getting ready for a trip — it never goes quite as planned. But if you take it for a test drive while you’re still working, you’ll be more confident...
Should You Accept Your Pension or Take a Lump Sum?
You’re approaching retirement and you are offered a choice regarding your pension. Should you accept the lifetime monthly payments or withdraw the commuted value (lump sum)? Which is better? Both choices have their pros...
No Retirement Savings? It’s Not Too Late!
What if you’re in your mid-fifties and you’ve held off saving for whatever reason and now you’re thinking more about retirement? You don’t have a company pension, maybe you’ve had periods of unemployment, still...
Retirement Income – Where Will it Come From?
When you’re working your salary is your main source of income. You may have other money coming in – maybe rental income or dividends – but on the whole, your salary is what you...
Don’t Let Debt Delay Your Retirement Plans
The baby boomer generation is the most debt ridden in history. My husband and I have had plenty of experience with debt. We’ve had two mortgages and a home equity line of credit, numerous...
Making the Leap into Retirement
You’ve been spending more and more work time thinking about the things you would do if you were retired. Financially, are you ready to walk away from a well-paying job and give up that...
Is Partial Retirement Right for You?
Many employees look forward to retirement and to have the ability to live by their own schedule for a change. But some others are not quite ready for the lack of structure of full...
7 Signs You Should Put Off Retirement
You’ve had a rough day at work. The boss called you in to his office for a dressing down. Your co-worker didn’t complete the work you need for your project. On your commute home...
