Retirees prefer a predictable stream of income from their investment portfolios. Investing in high quality, dividend-paying companies can provide that income, often with regular increases. The promise of regular cash along with capital appreciation...
Your original target asset allocation was the most important decision when it came to building your retirement portfolio. You may have adjusted that allocation to be more conservative when you retired. As well, retirees...
Most investments are grouped into the three traditional asset classes of stocks, bonds, and cash or cash equivalents. Wealthier investors may look to more sophisticated investments such as peer-to-peer lending, private equity and...
Annuities have been getting a lot of attention in the press lately. But they are still dismissed by people in – or close to – retirement. Maybe they would be viewed a bit more...
Boomers will remember when interest rates on Guaranteed Investment Certificates were in the double digits. Unfortunately, it was more likely that we were in our borrowing phase at that time with our mortgages and...
Several years ago, financial media such as CNN Market Watch and the NY Times issued dire warnings of a major market crash when the boomers retire and sell off all their equities. In fact,...
One of the challenges of do-it-yourself investing is periodically rebalancing your portfolio, especially if you have several funds with varying percentages. On top of that, many of us may have some combination of RRSP/RRIFs,...
For long-term buy-and-hold investors nothing really beats having the Canadian Big Five banks in your portfolio. Many investors already have a stake in at least one of the big five. Major Canadian banks consistently...
Robo-advisors have become incredibly popular over the past few years, managing hundred of millions of dollars in Canada alone. They seem to be targeted to millennials who are just starting to invest, but they...
Both stocks and bonds play an important role in your investment portfolio. Stocks largely provide long-term growth. Bonds produce steady income and enhance portfolio stability. Currently rising interest rates and expectations for economic recovery...
