When you’re no longer earning employment income, you have to start relying on your investments to generate cash flow to live on. One type of income-oriented investment is Real Estate Income Trusts. One of...
If you’re on a fixed budget, it’s wise to watch your spending and look for bargains. Everyone likes to save money, but sometimes buying cheap, poor quality items, or skipping some necessary expenses altogether...
If you are fortunate enough to have saved – or inherited – more than you need to live your definition of the good life, you’ll have the opportunity to decide where and how to...
The costs of post-secondary school are rising exponentially, and parents often have more immediate financial needs than saving for their children’s future education. Helping your grandchildren with the gift of education with a Registered...
Once you retire, your income will come from several sources. You’ll have income from government benefits (CPP and OAS) and maybe a workplace pension. Then, you’ll most likely have to top up your income...
Take a good look around you – your home, your assets, your belongings. As much as we don’t like to think about it, we’re not going to live forever. At some point in the...
Stop wasting your money! Sometimes we spend money on certain things without even thinking about it. When you’re on a fixed budget every dollar has to count. Instead of wasting your money on unnecessary...
When preparing your retirement budget, it’s sometimes hard to anticipate every expense. One of the biggest mistakes newly retired people make is underestimating how much they will spend to achieve a comfortable lifestyle. When...
Lately when I exclaimed over the price of celery – $2.89 for four stalks for goodness sakes – my husband “reminded” me that it’s not 1989 anymore. Do you remember 1989? That was the...
Banks are big business in Canada. Take a look at the companies on the TSX and you’ll find four of the Big Five are in the top seven for market capitalization (over US$330 billion). ...
